Our Business Owner’s Policy, Master PacSM, offers strong core coverage for the property and liability exposures organizations face every day.
Spoilage – $5K limit automatically included with Master Pac for Restaurants; higher limits available.
Employee Dishonesty – $25K automatically included with Master Pac (higher limits available);
coverage can be extended to theft of client’s property for those who work at client sites.
CyberFirst Essentials® – Small Business – Helps businesses respond to and recover from a data breach.
General Liability – $2M/$4M (Occurrence/Aggregate) limits available for most businesses.
Restaurant and Perishable Goods Premier – Best-in-class coverage enhancement designed specifically for restaurants and retailers/manufacturers/wholesalers that have a perishable goods exposure; 40+ expanded coverage features.
Liquor Legal Liability – Optionally available and covers bodily injury and property damages from
the selling, serving or furnishing of alcoholic beverages.
XTEND Endorsement® – Fifteen general liability coverage enhancements include an extension
of coverage to unnamed subsidiaries (other than partnerships and joint ventures) and a blanket waiver of subrogation that protects your trusted partners from our recovery of damages paid.
Money and Securities – Automatically included with Master Pac.