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    Our Products

    We serve California churches and ministries in a variety of ways.

    Property Protection

    When your ministry’s property is damaged, destroyed, lost, or stolen, your ministry suffers financially and in other ways, too. Our carriers property insurance programs offer protection for your buildings, property, and belongings.

    They offer many endorsements including:

    • Inflation guard: Automatically adjusts property values on an annual basis
    • Bond: Pays for covered losses resulting from dishonest activity of personnel
    • Equipment breakdown: Pays for property losses that are the result of a sudden or accidental breakdown of equipment

    Vehicle Protection

    Our insurers offers many different commercial auto coverage features and options, designed to help ministries of all sizes protect themselves against vehicle-related losses. Protect your ministry and your people by making sure you have the right insurance coverage. Ask your local agent for more information about:

    • Vehicle Liability Coverage
    • Collision
    • Comprehensive
    • Uninsured/Underinsured Motorists Coverage
    • Vehicle Medical Payments Coverage
    • Personal Injury Protection
    • Vehicle Physical Damage Coverage

    Liability Protection

    Liability insurance fills in the gaps and protects your ministry’s people and finances. Basic liability coverage provides protection for claims of bodily injury or property damage liability. Enhanced liability coverages include:

    • Personal injury liability
    • Specialized emotional injury liability
    • Teacher/governing board liability
    • Cyber liability
    • Worldwide liability extension
    • Non-owned vehicle liability

    With our insurers they offers many other liability protection options, including sexual acts liability, counseling acts liability, directors and officers liability, and computer-related liability.

    Workers’ Compensation

    Employee Benefits

    Workers’ compensation coverage provides benefits for employees in relation to work-related injuries or diseases that are specified by state law, including:

    • Medical benefits
    • Disability benefits
    • Rehabilitation benefits
    • Death benefits

    Employers’ Liability

    Employers’ liability insurance is included with our carrier’s workers’ compensation policy. This coverage protects your ministry if it is sued as the result of an employee’s job-related injury or illness.

    • Accident and illness medical expense