• Home
  • Automotive Repair Operations
  • Automotive Repair Operations

    Automotive Repair Operations

    Our Business Owner’s Policy, Master PacSM, offers strong core coverage for the property and liability exposures organizations face every day. For more complex exposures, we offer a range of scalable solutions for everything small business owners want to protect.

    Garagekeepers Legal Liability – Covers physical damage to a customer’s vehicle left in the policyholder’s care on a direct primary or legal liability basis.

    Mechanics Tools and Equipment – Optional coverage for employee tools, on and off premises.

    Business Personal Property – Employee tools and diagnostic equipment automatically covered.

    Garage PacSM – Automatic coverage for Theft of Employee Tools ($500/employee,2,500/occurrence), Motor Vehicle Damage to Leased Buildings ($25K) and BIEE coverage for Communication Supply Services ($25K).

    Equipment Breakdown – Automatically included with Master Pac up to BPP limit; $100K sublimit applies to diagnostic, power generating or production equipment; higher limits available.

    Power Pac PremierSM – Best-in-class coverage enhancement designed specifically for businesses that have more sophisticated insurance needs; 40+ expanded coverage features.

    XTEND Endorsement® – Fifteen general liability coverage enhancements include an extension
    of coverage to unnamed subsidiaries (other than partnerships and joint ventures) and a blanket waiver of subrogation that protects your trusted partners from our recovery of damages paid.

    Pollutant Clean-up – $25K automatically included with Master Pac.